Learn how you could save over $80,000*
Make small changes to find big savings
Negotiate a better home loan rate
Discover new negotiation tips and haggle with confidence
Potential savings: $30,000
Save (and spend) smarter
Find big areas of expense to target and reduce costs.
Potential savings: $11,000+
Get your health insurance in check
Savvy ways to save money on your health insurance.
Potential savings: $975
Maximise your super
Take control now and fund your future.
Potential savings: $51,000
*during the life of your home loan or superannuation policy

"I used the negotiation skills I learned in the BetterMoney challenge to negotiate a lower electricity rate, swapped to two cheaper sim plans and combined and switched to a better super plan. I think our family has done well this year and it's still February! Thanks so much CHOICE for the push."
Samia, NSW - January 2021 challenge participant
What you'll get when you join the CHOICE BetterMoney Challenge
Learn fast with small
tasks over 30 days
Negotiate better deals, save and spend smarter, pay down debt and gain control and confidence
Connect, inspire and
motivate in a community
Get support and encouragement from like-minded challenge members
Exclusive access to
CHOICE experts
They're here to help, answering your questions from week to week
Real rewards for learning
Complete tasks, and you'll go in the draw to win a FREE 1-year CHOICE membership (valued at $83.95)
Track your progress and access tasks - no app download needed
You’ll get access to our BetterMoney Challenge website and private community - where CHOICE experts will answer your questions

A word from one of the CHOICE experts
I'm passionate about making finance fair and care deeply about restoring the power imbalance that big financial corporations have over people.
Patrick - CHOICE expert (Consumer finance)

Interested in the next CHOICE BetterMoney challenge?
Register your interest
- $29 joining fee applies when the challenge starts To get access to our supportive community and exclusive content, a $29 joining fee will be required to secure your spot. If you find the challenge is not for you, cancel in the first week for a full refund.
- Why does it cost to continue the challenge? 100% of the funds go straight into our nonprofit mission – so we can continue to deliver tools that benefit consumers, not businesses.
Brought to you by
Buy smarter. Make a difference. Connect and belong.

Who we are
We're a nonprofit that's been supporting Australian consumers since 1959.

Our mission
We work for fair, just and safe markets to meet the needs of all Australians.

How we're funded
Our members fund our independent testing, journalism and campaigns.